I live in Peter Cooper Stuyvesant Town, THIS IS MY HOME along with 24,999 others in my family, it is also….the biggest real estate default in US history.

I wanted to put a face on my community where some have lived since 1947! It’s heartbreaking that we are being used as one man said, “monopoly pieces, these are people’s lives we’re talking about”

So today Freddie Mac and Fannie Mae are now owned 100% by the taxpayers, does that mean I don’t have to pay rent anymore because they are the owners of Peter Cooper Stuyvesant Town now that Tishman Speyer has walked away from the biggest real estate default in US history?

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Need to sell your Georgia house to avoid foreclosure? Short selling your house can help you get out from under your house if you owe more than your house is worth and have had a hardship making it impossible to stay in your home. Stop foreclosure today.

What is a short sale?: According to Wikipedia, In real estate, a short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold.[1] In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor. This negotiation is all done through communication with a bank’s Loss mitigation department. The home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender, sometimes (but not always) in full satisfaction of the debt. In such instances, the lender would have the right to approve or disapprove of a proposed sale. Most Short Sales leave a deficiency balance for which the Mortgagor / Borrower is still liable. In 99% of all cases it is not a settlement-in-full. A deficiency balance will remain while the mortgage broker, real estate agent / broker, loan officers, title and closing agents retain their profit. No regulatory agency governs this hybrid transaction.

Extenuating circumstances influence whether or not banks will discount a loan balance. These circumstances are usually related to the current real estate market and the borrower’s financial situation.

A short sale typically is executed to prevent a home foreclosure. Often a bank will allow a short sale if they believe that it will result in a smaller financial loss than foreclosing. For the home owner, advantages include avoidance of a foreclosure on their credit history and partial control of the monetary deficiency. A short sale is typically faster and less expensive than a foreclosure. In short, a short sale is nothing more than negotiating with lien holders a payoff for less than what they are owed, or rather a sale of a debt, generally on a piece of real estate, short of the full debt amount. It does not extinguish the remaining balance unless settlement is clearly indicated on the acceptance of offer.

Short sales are common in standard business transactions in recognition that creditors are not doing debtors a favor but, rather, engaging in a business transaction when extending credit. When it makes no business sense or is economically not feasible to retain an asset, businesses default on their loans (called bonds). It is not uncommon for business bonds to trade on the after-market for a small fraction of their face value in realization of the likelihood of these future defaults.

Learn how you can sell your GA house in any of the following cities: Alpharetta, Atlanta, Duluth, Norcross, Lawrenceville, Buford, Kennessaw, Buckhead, Canton, Roswell, Sandy Springs, Sugar Hill, Braselton, Hoschton, Gainesville, Dacula, Auburn, Grayson, Jefferson, Lake Lanier,

Sell Your House in GA today. No Equity? No Problem!

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For more information contact Realtor Lisa Grefe at 828-337-1360 or visit her website at http://www.ncmountainrealtygroup.com

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PALLAZZO BENUCCI FEATURING 9 LUXURIOUS EXCLUSIVE 1,2 AND 3 BED APARTMENTS IN THE HEART OF HISTORIC SAN GIMIGNANO
PRICES STARTING AT €205,000
CONTACT: CHRISTINA CRAWFORD, SALES DIRECTOR & AGENTS CONTACT – www.villasitalia.net

We are proud to introduce serious investors to this property as the beautiful, cleverly designed conversion features only 9 EXCLUSIVE, LUXURY APARTMENTS. The Palazzo Benucci is a four floor storey building where architects and interior designers have maintained many of the original interior features such as fire places, frescoed walls and large loggia at the top floor. A careful and skilled restoration project will breathe new life into this splendid Palazzo which originally dates back to the 19th century – and offers the opportunity investors not only a piece of living history in an unique location, but the quality building and interior design offers a perfect getaway and is ideal for sharing its charm and heritage with family, friends, or holiday makers – if desired. Property Management is available with Bridge Water Travel – www.bridgewatertravel.co.uk.

HISTORIC BACKGROUND: The stunning Palzzo Benucci development is located only 100 mtrs from the historic Piazza della Cisterna and Piazza del Duomo in San Gimignano, a charming medieval village situated in the heart of the Tuscan Val d’Elsa. The skyline for this ancient fortress has become a global icon for Tuscany, situated 334 m above sea level, it proudly hosts 15 towers which dominate over the surrounding countryside.

LOCATION FEATURES: San Gimignano is ideally located within easy reach of the “star Tuscano-studded” cities of Florence and Siena for those who enjoy sightseeing or you can make the most of the local activities such asf Trekking, Mountain Biking, and Horse Riding. The local golfing is brilliant as just over 21kms away is the famous 18-hole golf course of Montaione. And finally, to top it all off, the natural spa “Casciana Terme”, renowned for its lush and therapetic thermal waters, is only 18 kms away to allow you to pamper yourself even more.

FEATURES:
A unique and excellent investment opportunity
Only 9 luxury apartments (1,2 & 3 bed)
Located in the heart of San Gimignano
Restored 19th century palazzo

INTERIOR:
Tuscan finish
Terracotta floors
Marble and stone bathrooms
Wooden beamed ceilings
Original frescoes preserved

DISTANCES: (Km)
Pisa airport 70
Pisa 67
Florence airport 60
Florence 58
Siena 38
Lucca 74
Volterra 30
Coast 71
Train station 12
Golf 21
Spa town 18

VILLAS ITALIA.NET
CHRISTINA CRAWFORD
SALES DIRECTOR – AGENTS WELCOMED

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Send this to your readers:

Thanks in advance. This is probably the most important situation in
modern Kohala history. If we get it wrong we will be another Kona
within three years.

Who is the president of Surety?
Why haven’t we seen anything of him since the community survey days?
Where is the headquarters of this company?
What is the primary business of this company?
Does it include gambling casino’s?
Is it bankrupt?
Why was the name changed to Surety?
What does Surety mean anyway?
What specifically have you done to create solutions for all the items
that were listed in the community plan created by you in the early
nineties?
When did you stop being the steward for Kohala’s prime agricultural
parcels and become a pure real estate sales company?
Some people say you have sold all of Kohala’s groomed agricultural
lands to people who are not farmers. Is that true?
Was there a disclosure in the sale document that encouraged the new
land owners to grow food for a community that now has lost its
agricultural base?
How many of these people actually live here?
What are the statistics on resale? What was your profit from these
sales so far?
One story says a man named Ernie Mooney (a slot machine casino man)has
resold his many parcels of land in many cases. What are his profits and
how much do you think that has raised the real estate values in
Kohala?
How much % of your profits have you put into the capital improvements
of Kohala’s prime farm lands? The ditch, cattle fencing, roads,
sewerage, culverts etc.
What percentage of your annual profits went into the repair of the
ditch?
Is there a printed disclosure of these figures? Why not?
How would you answer the charge that you single handedly have
dismantled Kohala’s agricultural future?
Have you had a community meeting that’s required you to announce your
new development intentions and plans in the required detail to the
people of Kohala? When was that? Did you cover the areas we are talking
about today?
Someone said there were 34 people at one such meeting and that is less
than half of one percent of the people who live here. Do you think
that constitutes a viable community meeting? Are you going to have
another meeting that shows full build-out illustrations with water, roads,
infrastructure, and power solutions to mitigate bringing 1000 more
people to kohala?
Since the ditch no longer functions how will water be provided to the
new residents.
Do you have a model home design showing what people will get for an
affordable home under $100,000? Are people going to be able to build
their own homes?
How is your plan different from other urban tracked home plans with no
space for growing or water catchment?
Will you add another wind farm to make up for loosing our new found
power system?
What is your estimate of the number of new cars that will now be on our
highways?
Are you willing to pay for round-a-bouts so we don’t have to have
traffic lights?
How will you take care of the 1000 new mouths to feed in case of a
shipping stoppage?
Have you ever seen an ag-centered housing development?

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Staging the genius of others
ALOHA JIM

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