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March 31 (Bloomberg) — Rich Dad’s Michael Maloney, author of “Rich Dad’s Guide to Investing in Gold & Silver,” talks with Bloomberg’s Haslinda Amin about his upcoming forecast for silver and gold prices .
Mike Maloney says $100/oz for Silver is a reasonable price, and would still be a bargin.
http://www.richdadsilver.com –
Learn how to protect yourself from the upcoming inflation/hyperinflation that will crash the entire world economy.
Baby boomers will retire between 2012 to 2016 and they will want their retirement money.
This will cause a domino effect around the world, causing world banks to crash one after the another, and the entire currency market will become a big fat zero.
http://www.richdadsilver.com – You should increase your financial IQ and learn how to overcome the biggest crash in the history of the stock market.
Duration : 0:7:32
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Many times, the reason a house sells is circumstance — having the right house for the right buyers at the right time. Former real estate agents and experienced for sale by owner sellers share some of their tips. If you have the skills to be able to sell your own home, you can save yourself a hefty commission.
Duration : 0:2:5
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First of a new series. We bought a house and its a fixer upper.
F.Y.I
This house is about 28 years old and has been taken care of. By that I mean when something broke or leaked or whatever its seems to have been repaired properly of course there are little things here and there that will need attention Thankfully we have been left with a new roof and gutters.
Here is the layout On the first floor we have a kitchen and a full bathroom. The kitchen is pretty sparse and beat up but it will have to wait until next year. We are going to do some of the carpentry now so that will be an easier job next year…Part of that is a result of the larger unit bath going in. There is also one tatami room and one bedroom /office downstairs. My office gets a new floor and the tatami mats get the boot. We will be expanding the room into the closet for more space. We will keep one tatami room or small living room down stairs. The upstairs also has two good sized bedrooms. Outside we have a good size driveway thats according to Japanese standards, and of course, no yard. I like the fact that its a corner lot though and its in a quite neighborhood with a 12 min walk to the station.
Right now the important things to get done are getting the bathroom updated and getting the upstairs bedrooms insulated and putting new wall board in those rooms. New wiring is going in as well. I will be doing all of the work aside from the installation of the unit bathroom and all it encompasses. With that in mind, the toilet room is left untouched to save money and it really just needs some paint anyway. The vanity sink will be done by me. The plumbers will leave me pipes to connect to so most of the money is going towards the bath/laundry area.
So you are all impressed or interested in how I bought a house in Japan? Well its not all that fantastic and exotic. Real estate sales and purchases are very similar to the west at least ours was. We made an offer signed a Japanese purchase and sales agreement and then got our financing with a bank. We stamped our hankos on a stack of papers and bang it was all done. We even used Century 21 and boy they were polite. One thing that struck me was how the Japanese Century 21 agents were very open with potential problems and issues with the houses we looked at. They even pointed them out at times. Maybe we got lucky but it was a very positive experience. Just remember one thing for me. If I was not married to a Japanese person this would have been much harder for me or impossible for in the short time I have been here in Japan. You can not get a loan if you do not have a stable job or a stable house hold for that matter. My wife did most of the paperwork and I kept my fingers crossed. Getting a loan can be difficult because there is no enforcement of sexual, racial, health or age based discrimination when it comes to banks. And they will check you out thoroughly and make sure your work and financial history is correct and acceptable by their standards. All banks seem have their own standards. It is simply their policy. I doubt we will have a credit crisis in Japan. You must work for a respectable employer and have worked there for at least one year. Its not like back in the states where you can lie and get twice your worth in cash credit. Another thing is that it was mandatory for us to go over the loan and purchasing document three times, line by line item by item. painstakingly. Once at the office when we signed the offer, once at our home and again at the office before we signed the final deal. Wow! No backing out of that deal or wining that you did not understand the terms of the loan. One major difference in our loan is that since we bought an old house in Japan we couldnt get a simple thirty year fixed rate because they discriminate against older homes, regardless of value, in our case.. We have to refinance every ten years. But the bank will give us an interest break if we stay with them. Right now we are locked at 2.1% (prime is 4% yea I said 4) fixed for ten years then we refinance with a 1 percent of prime in ten years. In the mean time we are saving to pay the loan off early. Most likely in 20 years not 30. Basically the loan payments are about half what we pay in rent so we just save the other half for the final lump payment. Well it all looks good on paper. If you buy a new home the restrictions are less and the fixed mortgages go longer term.
There will be more about this later in the series as I go into more details about loans and prices and such. For now it’s a big effort to get certain things done ahead of the move and final installation of the unit bath.
Duration : 0:9:50
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http://archive.constantcontact.com/fs046/1102681734220/archive/1102715139699.html
Sean@entrustcarolinasllc.com
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This video series is designed to help educate people about the benefits of having a Self Directed IRA account. There are so many people that think that the stock market is the only investment vehicle for their IRAs; however, through a Self Directed IRA they can invest in just about anything that they would invest in personally.
Self Directed IRAs allow you to invest in Real Estate, Loans, Mortgages, Purchase Tax Liens, invest in LLCs, and so much more…
Entrust Carolinas, LLC is an affiliate of The Entrust Group, a 26- year old company with three billion dollars in assets.
If you would like more information, I would be glad to answer any questions you have. Drop me an e-mail Sean@entrustcarolinasllc.com or give me a call 828-257-4949 or 1-866-750-0472.
Duration : 0:8:30
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http://www.SunwestTrust.com, 800-642-7167, Self Directed IRA Custodian, Self Directed Real Estate IRA allows you truly diversify your retirement account into more than just the traditional Wall Street investments or bank CDs. Learn more and contact Sunwest Trust, Inc. to set up an account today. We look forward to hearing from you.
Duration : 0:3:4
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What I learned today will have devastating ramification for the real estate marketing and in turn the entire financial and stock market and the broader economy as a whole.
If true…our real estate fate is seal. There will be more housing and real estate foreclosure carnage ahead. The road is long.
Prepare yourself and protect your family from this coming economic catastrophe.
PLEASE RATE, LINK, SHARE and SPREAD the word so others can learn about the real nature of our real estate and economic crisis. Don’t be a sponge to the talking heads that spew only that which benefits them and their bosses. Wake up!
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From L.A Times:
Bulk of bank-owned homes aren’t even on the market yet
“Banks to unleash flood of REOs” at Inman News looks at the effect of foreclosures on the housing market this year:
Inventories of unsold homes are likely to swell in coming months as lenders begin to push a growing backlog of repossessed homes up for sale — often in communities already awash in distressed properties….
Because it can take weeks or months for lenders to put repossessed homes on the market, the impact of real estate-owned (REO) properties on inventories lags behind foreclosures. Government efforts to recapitalize banks through the Troubled Asset Relief Program (TARP) and other bailout measures may also have taken some of the heat off of lenders to unload REO properties at fire-sale prices.
But with the emphasis of TARP and other government relief efforts now expected to shift to creating jobs, helping troubled borrowers avoid foreclosure and providing incentives for home buyers, lenders could soon unleash a torrent of real-estate owned, or “REO” properties — even in markets already flooded with an oversupply of homes for sale.
“It’s almost like a tsunami — you can see it coming and you know it’s going to hit but you can’t get out of the way,” said Ann Stickel, vice president of affiliated services with Sarasota, Fla.-based brokerage Michael Saunders & Co.
So how many bank-owned properties aren’t even on the Multiple Listing Service yet? RealtyTrac senior vice president Rick Sharga puts the number at 75%. That’s a lot of houses.
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Tags: “The dollar collapse” “housing crisis” “financial crisis” subprime hyperinflation inflation economy “economic collapse” “stock market” “stock market collapse” “real estate” fed “federal reserve” money “fiat money” gold silver commodities housing bubble 2009 2008 downfall investing for sale training agent agency selling subprime Peter Schiff Jim Rogers Gerald Celente Alex Jones Ben Bernanke
Duration : 0:7:54
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An economics presentation at Humboldt State University. Special guest lecturer Dr. Christopher Thornberg of Beacon Economics discusses the current housing bubble and its effects on California.
Duration : 0:9:38
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Aug. 10 (Bloomberg) — The collapse in commercial real estate is preventing Federal Reserve Chairman Ben S. Bernanke from declaring the economy and financial markets are healed.
Property values have fallen 35 percent since October 2007, according to Moodys Investors Service. Thats making it tough for owners to refinance almost $165 billion of mortgages for skyscrapers, shopping malls and hotels this year, pressuring companies such as Maguire Properties Inc., the largest office landlord in downtown Los Angeles, to put buildings up for sale.
Negative Fundamental
Demand for commercial space comes from employment and the income generated by that employment, said University of Pennsylvania Professor Joseph Gyourko, director of the Wharton Schools Samuel Zell and Robert Lurie Real Estate Center in Philadelphia. Mounting job losses are a really significant negative fundamental, signaling that conditions are going to be tough for the industry for a while, he said.
That may spill over into mounting losses at some banks. Forty-seven percent of loans at the 7,000-plus smaller U.S. lenders are in commercial real estate, compared with 17 percent for the biggest banks, according to New York-based Goldman Sachs Group Inc.
Duration : 0:5:57
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Lucky Larson explains a little of his history and philosophy regarding Real Estate success.
Duration : 0:2:51
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Click Here: http://www.InvestorForumFreeSeats.com
History In The Make! Real Estate Investor Forum Nationwide Free Seats Invitation Money Maker Workshop
Duration : 0:1:26
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